The housing market – what does 2022 hold in store?

Key drivers in the housing market in 2021 were a continuing desire for homes with more indoor and outdoor space, a mismatch in supply and demand, and the temporary cut in Stamp Duty. The resulting property boom, which according to Zoopla culminated in 1.5 million homes having changed hands last year, also saw UK house …

Great expectations for the year ahead

Given the challenges of the past two years we could be forgiven for focusing on life’s trials and tribulations as a new year dawns. However, while concerns about supply chain disruption, new COVID variants and rising inflation may be disconcerting for investors, all the signs are that the coming 12 months will be a time …

Building financial resilience in the new year

The start of a new year is always the perfect time to take control of your finances and grasp any opportunities that may lie ahead. This year the case is even more compelling with rising inflation and tax increases set to challenge household budgets up and down the country. So now really is the ideal …

Economic Review – December 2021

Bank sanctions December rate rise The Bank of England (BoE) sanctioned a 15-basis-point increase in its main interest rate on 16 December and warned that inflation is now likely to hit 6% by spring. At its latest meeting held in mid-December, the BoE’s nine-member Monetary Policy Committee voted by an 8-1 majority to raise Bank …

Property Market Review – December 2021

Strong performance from retail parks Retail parks remain the shining light of the retail industry, with their yields across Europe now at parity with shopping centre yields, according to Savills’ data. So far in 2021, more than €5.1bn has been invested in retail parks across nine European countries. Investment was up 46% year-on-year in the …

Residential Property Review – December 2021

Slowing activity but demand remains high New buyer enquiries rose slightly in the Royal Institution of Chartered Surveyors’ (RICS) November survey, with a net balance of +13%, while new instructions fell for the eighth successive month to -18%. The end of the Stamp Duty holiday, among other factors, has contributed to a dip in housing …

‘Noise’ blocking – good for your portfolio

It’s easy to feel bombarded by the constant cycle of negative news headlines or ‘noise’, which can add to your anxiety about how your investments are doing and uncertainty as to whether your investment strategy is on the right course. It’s important to try and block out this noise which could influence you to make …

Government invests heavily in flood alleviation

The government is investing over £860m during 2021-22 to protect homes and businesses from flooding and coastal erosion. It is part of a £5.2bn package to be spent over the next six years, the details of which are set out in the Flood and Coastal Erosion Investment Plan, published on 29 July. It will, the …