Are you over sixty-five and finding it challenging to get a mortgage? You’re certainly not alone, according to recent findings1. With the number of people in the UK aged over 65 soon expected to surpass those aged 18 and under, just 37% of potential borrowers aged 65 and over are offered the size of loan …
Continue reading “Approach mortgages for over-65s positively”
In the first study of its kind1, researchers have distinguished the personality traits most common among self-made millionaires versus those who have inherited their wealth. The study analysed a sample of wealthy individuals according to the so-called ‘Big Five’ personality traits: • Openness (curious vs cautious) • Conscientiousness (efficient vs disorganised) • Extroversion (outgoing vs …
Continue reading “Personality traits of the self-made millionaire”
Retailers report sales growth Online discounts and the hot summer weather have encouraged an uplift in retail sales, with the latest official statistics showing a rise in July and survey data pointing to further growth in August and September. Data released by the Office for National Statistics (ONS) revealed that total retail sales volumes rose …
A growing proportion of house hunters are focusing on energy-efficient considerations when looking to buy a new home. Research1 suggests that rising energy prices and the cost-of-living crisis are having a significant impact on how buyers prioritise various desirable features, with an increasing number focusing on aspects related to energy efficiency. Key features Cavity wall …
Continue reading “Demand for energy-efficient properties strengthens”
The sandwich generation are certainly used to challenges and putting other people’s needs before their own. However, cost-of-living challenges look set to heap further pressure on this group which makes it vitally important they seek advice before taking any rash decisions which could sacrifice their financial futures. Stiff upper lip Research1 suggests that, although many …
Slowing market as demand dips again The UK residential market continues to slow at a steady pace, the latest Royal Institution of Chartered Surveyors (RICS) Residential Survey and Savills’ Housing Market Update both indicate, as demand wanes and supply remains low. New buyer enquiries fell for a third consecutive month in July, the RICS report …
Continue reading “Residential Property Review – August 2022”
Caution key in Q2 RICS survey Μacroeconomic pressures are negatively influencing investor sentiment, according to the latest Royal Institution of Chartered Surveyors UK Commercial Property Survey (RICS), which signalled a more cautious tone in the commercial property market. Rising interest rates remain a burden, with a net balance of -42% of respondents acknowledging worsening credit …
Continue reading “Commercial Property Market Review – August 2022”
Demand for new builds is on the up due to more people seeking energy efficient homes, but research1 has revealed other factors people wish they had considered before purchasing a new build. Top of the list (36%) is researching the property manager as well as the developer, closely followed (35%) by checking out the parking …
Research1 suggests that nearly one in five people are, or will be, financially worse off due to their divorce, and that many divorcees struggle to make ends meet after separating from their partner. The statistics make for worrying reading. A third of divorced respondents said they were forced to take money from their savings to …
Continue reading “Divorce and your pension – a supporting role”
Currently a Junior Individual Savings Account (JISA) can be held by a child until the day they turn 18, the annual allowance for which is currently £9,000. On their 18th birthday, the child can open an adult stocks and shares ISA, the annual subscription which is currently £20,000. All pretty straightforward. Now, for the interesting …
Continue reading “Good to know – JISA to adult ISA transition period”
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