Why home bias’ could mean missing out on investment returns

Does your investment portfolio suffer from too much ‘home bias’? It’s natural for investors to stay close to home when thinking about investing, contemplating well-known UK companies or UK-focused funds rather than looking further afield. But if your portfolio becomes too heavily concentrated in the UK, you risk missing out on valuable diversification benefits and …

Holidaying in peace – check your home insurance

Are you looking forward to a long holiday this summer? Don’t spoil the fun and relaxation; make sure you leave your home fully insured.  Inform your insurance provider  You may think that it doesn’t make a difference whether you go on holiday for two weeks, a month, or more. However, most insurers require you to …

Don’t score an own goal: check your pension is protected

Football presenter Jeff Stelling has warned people to be on the ball and check their pension protection in a new campaign by the Financial Services Compensation Scheme (FSCS).  Every year, the FSCS receives thousands of claims from people who have lost money from their pensions when their financial providers have gone out of business. The …

Brighter outlook for global economy as inflation eases 

At times in the past two years, it seemed to some that inflation would never come down. Double-digit inflation became routine. Now, with price rises back near normal levels, optimism is returning to financial markets.  Disinflation diaries  Inflation has fallen well below the multi-decade highs witnessed in many countries since 2022. In response, central banks …

Positive news for UK dividends, but will it continue?

Dividend investors have been rewarded so far in 2024, with payouts from UK shares rising by 4.9% in the first three months of the year compared with the same period in 20231.  The data tracks dividend payouts from 900 UK companies and comes as good news for income seekers. Computershare upgraded their headline forecast from …

Get mortgage-ready this summer 

Do you have hopes to buy? Whether you’re looking to get on, move up or down the ladder, your property dreams are possible with a little preparation. Here’s how you can get yourself mortgage-ready this summer.  Check your credit score  Lenders will inspect your credit report for evidence that you can meet the mortgage repayments. …

Brighter days ahead

This year, summer brings hope of a better financial future as inflationary pressures recede and the economy continues to grow. It could therefore be an ideal opportunity to prioritise a range of pension-related issues in order to ensure brighter days do lie ahead.  Pension withdrawals up  Many people have faced significant financial challenges over the …

Get the right house value with a survey

Nobody wants to pay too much for their home. During the home buying process, there are many causes of stress. Making sure you don’t overpay doesn’t need to be one. That’s because getting the right survey can give you peace of mind that you are paying a fair price.  What is a survey?  A survey …

Adopting an Olympic mindset when investing

The countdown is well and truly underway to this summer’s Olympic and Paralympic Games in Paris when we are all sure to be watching in awe as the world’s leading elite athletes showcase their talents. And investors could boost their chances of success by emulating an Olympian’s mindset and thereby improving their financial wellbeing.  Attributes …